Programs

Two enrollment tiers — fully sponsor-funded for the families our partners serve.

Housing authorities, HUD Family Self-Sufficiency programs, and community non-profits refer families into our enrollment pipeline. Donors and sponsors cover the one-time cost so participating families pay nothing.

Rent Reporting

Freesponsor-funded ($100 enrollment)
  • Full rent history reported — back to move-in day
  • Reporting to major bureaus
  • Personal mentor + custom Action Plan
  • Credit education curriculum
  • No cost to participating families
Refer or sponsor a family

Rent + Utilities

Most chosen
Freesponsor-funded ($150 enrollment)
  • Everything in Rent Reporting
  • Utility payment history added
  • More accounts = faster results
  • Priority mentor scheduling
  • Path-to-homeownership track (HUD FSS)
Refer or sponsor a family
+40

avg. credit score boost after one account

3–5

days to first reported result, typically

$0

cost to participating families — ever